You may find a closing form on their website that you should fill in with the right data. If none of those options work for you, you may want to send the Chase authorities an old-fashioned mail and tell them that you wish to have your account closed. They will inquire about information regarding you and your account, and if what you tell them is correct, your Chase account will be closed within 24 hours. When the bank teller or representative picks up, tell them that you wish to close your account. Make sure that you have all the details of your account on hand. If you wish to resolve this over the phone, you may call the number 1-80. Regardless, you will still be asked to provide confirmation that it’s your account – they have to make sure you’re you before they close it, obviously. Within two days, you will receive a reply. If you don’t want to be disturbed by the phone call, you may want to send them a message instead and explain the matter – telling them that you wish to close your Chase account. You will receive a phone call in two days at most where you will be able to discuss the matter. Go to the official Chase website and schedule a meeting with them. If going to the actual Chase bank does not feel convenient for you (too far or can’t get the time to do so), you may want to try the online option. However, it might feel rather inconvenient if you do not have a brick-and-mortar branch nearby – in which case, you may want to opt for the following method. Once you get out of the bank, you will no longer have a Chase account. Many people prefer this option because it’s the fastest. When you talk to the bank teller, you will have to provide proof of your identity, so make sure that you have your ID, social security number, PIN, address details, and so on. The classic way to close a Chase account is to visit the nearest physical Chase bank point. Here is what you can do, depending on your preferences and your possibilities: Visit the Nearest Chase Bank When you close a Chase account, you may choose to do so through a couple of different ways. Plus, if you are a non-US citizen, this might affect you even more if you plan on taking a loan in the future. This step is crucial if you wish to protect your credit score. If you have any overdue or late bank fees, you may want to check for them and resolve them. You may want to do this transfer at least one week before you are to receive your salary. If you’ve been getting your salary on your Chase account, take the steps needed to redirect it to your new account. Review Your Subscriptionsĭo you have a Netflix, Spotify, or Apple Music subscription that automatically charges from your Chase account? If so, make sure that you transfer those charges to your new account. This goes for any semi-annual recurring charges as well, which may not show up on your monthly statement. You may want to transfer all of those charges to your new account at least 15 days before they’re due. You may want to review your monthly statement to see if you have any recurrent charges (e.g. You might want to do this a couple of days before closing your Chase account, as it might take a while until the transfer processes fully. This is yet another obvious step, but if you have any remaining balance in your checking account, you should transfer it into the new account. However, if you’ve been using Chase exclusively and want to change your bank, make sure that you open a new one before you close the old one. If you’ve already been using an account in parallel with the Chase one (and you are happy with it), stick to that account. This is one of the more obvious steps – before you go and close your Chase account, make sure that you have another checking account to fall on. Some of them are more obvious than others, but you may want to keep them in mind. What to Do Before You Close Your Accountīefore you close your Chase account, there are several things that you may want to do. There are several ways for you to close the account, so if you do not want to hang on to it, you may easily have it closed. You can close the account by going to the bank yourself, by phone, online on their platform – even by sending them a mail. You use it like you would an account in any other bank, no matter if you are a native citizen or you need banking for immigrants – and obviously, you can close it in the same manner.Įach account takes a certain monthly fee in order to be maintained – but the good news is that if you choose to close it yourself, it is free.